Lecker & AssociatesNorth York, ON · September 18, 2026Follow

Long-Term Disability Surveillance in Ontario: What Insurance Companies May Be Watching

Long-term disability insurers sometimes use surveillance when assessing whether a claimant’s reported restrictions are consistent with their observed activities. Surveillance may include video recorded in public, investigative reports and review of publicly available social media content. The existence of surveillance does not mean an LTD claim will be denied. It can, however, become important evidence if the...

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