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Mirian Law FirmMarkham, ON · January 4, 2026

Top Reasons Insurance Companies Deny Disability Claims

Let’s cut right to the chase. That denial letter in your hands isn’t just a “no.” It’s a tactical move in a high-stakes financial game. In Ontario, a staggering number of initial long-term disability claims face rejection—not always because the disability isn’t real, but because of how the insurance company interprets your reality. Aware this distinction is the first, crucial step toward fighting back. This isn’t about charity; it’s a contract, and insurers are adept at using its fine print to protect their bottom line. ... Read More

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