Derek Wilson Hamilton Personal Injury & Disability LawyerHamilton, ON · February 11, 2026Partial vs Total Disability: What’s the Difference and How Will it Affect Your Claim
In Ontario long term disability policies, the difference between partial and total disability is largely determined by the wording of your specific plan. In most cases, total disability means you cannot perform the essential duties of your job during the initial period of coverage. After about two years, many policies apply a stricter test based … Read more
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