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CPP Disability & Long-Term Disability: How Do These Benefits Interact?

Many people in Ontario who cannot work due to illness or injury may qualify for both CPP Disability and long-term disability (LTD) benefits. However, many LTD policies reduce monthly LTD payments by the amount of CPP Disability received. In some cases, CPP Disability is approved retroactively, which can create an LTD overpayment that must be … Read more

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