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Derek Wilson Hamilton Personal Injury & Disability LawyerHamilton, ON · February 10, 2026

Any Occupation vs Own Occupation and Your LTD Claim

If you are eligible for long term disability benefits in Ontario, it is important to understand how disability is defined in your policy. In general, there are two tests that insurers use to determine whether you are considered disabled and qualify for benefits. The own occupation disability test means you are considered disabled if you … Read more

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