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White Macgillivray Lester LLPThunder Bay, ON · October 15, 2026

Cut Off Long-Term Disability After 2 Years? Understanding Ontario’s 24-Month “Change of Definition”

If you have been receiving Long-Term Disability (LTD) benefits for nearly two years, you may receive a letter from your insurance adjuster warning that your benefits are under review—or that they will be terminated on your 24-month anniversary. For many injured or ill workers across Thunder Bay and Northwestern Ontario, this letter comes as a … Read more

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