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LD Law LLPToronto, ON · August 10, 2026

2nd Home Down Payment Requirement in Canada: Ontario Guide

Most buyers think a second property always means 20% down. They’re wrong. The 2nd home down payment requirement in Canada can start lower for a true owner-occupied second home, but rental use, price, unit count, and lender rules can push you back to 20% or more. Rules change, verify current lender and insurer requirements before... Continue reading 2nd Home Down Payment Requirement in Canada: Ontario Guide

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