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Joseph A. Nagy Injury LawEdmonton, AB · April 7, 2026

Alberta’s “Care First” Insurance Model: Lower Costs—But for Whom?

Introduction Alberta’s proposed “Care First” auto insurance system is being sold as a fix for high premiums. The UCP Government’s message is simple: lower costs, faster care, less friction. Everybody is happy! But when you read the actual actuarial costing from the Automobile Insurance Rate Board (AIRB), a different picture emerges. This system does not...

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