Hansra LawToronto, ON · October 8, 2026How Much of a Down Payment Do You Need to Buy a Business in Ontario?
How much of a down payment do you actually need to buy a business? Less than you might fear, and more than the no-money-down crowd on the internet promises. A realistic deal stacks several sources: your own equity, bank or BDC financing, and very often a piece the seller finances themselves. Where the mix lands depends on the business’s cash flow, the assets available as security, and how motivated the seller is. This piece walks through the real numbers: what lenders expect you to put in, how seller financing shrinks the cheque you need to write, and the structures that get deals done when...
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