
The “Optionality” Trap: What Ontario’s July 2026 Auto Insurance Changes Mean for You
For decades, the Ontario auto insurance system has been built on a foundation of mandatory protection. If you were injured in a motor vehicle accident, a standard suite of Statutory Accident Benefits (SABS) was there to catch you. However, as of July 1, 2026, the provincial government is introducing a seismic shift in how insurance...
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