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Diamond and Diamond LawyersEdmonton, AB · February 26, 2026

The “Optionality” Trap: What Ontario’s July 2026 Auto Insurance Changes Mean for You

For decades, the Ontario auto insurance system has been built on a foundation of mandatory protection. If you were injured in a motor vehicle accident, a standard suite of Statutory Accident Benefits (SABS) was there to catch you. However, as of July 1, 2026, the provincial government is introducing a seismic shift in how insurance...

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