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Bromwich+SmithToronto, ON · September 23, 2026

The payday loan cycle: Are you in it? And how to break the cycle.

It is the Thursday before payday, and you are $200 short. Rent already came out, the car needed a small repair, and the grocery bill ran higher than you planned. The payday lender down the street, or the app on your phone, can put the money in your account in minutes. You tell yourself it...

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