
INSURING AGAINST THE UNDERINSURED
The UMC provision and OPCF-44R endorsement are important components of automobile insurance policies in Ontario. They are designed to protect policyholders from the financial risks associated with accidents involving underinsured, unidentified, or uninsured motorists. Ideally, claims brought against defendants fall directly within the limits of their third-party liability insurance but occasionally, they do not. In...
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